You can have a thriving company, a strong balance sheet, and years of sacrifice behind you… and still feel unsure about one thing: how you actually stop working without breaking everything. Because retirement for business owners isn’t a date on a calendar. It’s a sequence. Corporate cash. Shareholder structure. Sale timing. Tax. The income you’ll live on. The estate plan you don’t want to think about yet. In Terrebonne—and across Montreal’s North Shore, Laval, and the Island of Montreal—we see the same pattern: owners who’ve mastered operations, but haven’t been shown a clear path from “builder” to “retired.”